Frequently Asked Questions - USA Payday Advance
What is a payday loan (cash advance)?
A payday loan is a short term cash advance till your next payday. The cash loan is done for a fee of $30 per $100 borrowed. You should only take out loans for an amount that you can pay.
Do you do credit checks?
People with bad credit can get a payday loan as long as they meet the criteria for our application. Click here to apply and see if you qualify.
Where does the money get sent?
The money is sent to the bank account you specify in your loan application.
How long does it take to get the money?
If your is approved by 3 pm Mountain Standard Time, you will have the funds deposited into your account the next business day. Loan requests received on a weekend will have the funds deposited into your account by Tuesday. Please make sure to verify the funds have been placed into your account prior to making any withdrawals or writing checks.
How do I get an loan extension?
Its important that you request your loan extension the during the business day prior to your loan due date. The information on how to request an extension is included in your paperwork.
How do you protect my payday loan, personal, and bank information?
All client information is stored on Linux Server with SSL technology and advanced security features in place to protect ALL client information. Access to this information is only done when loans are requested and when we send offers for other services we provide.
What happens if I request a loan on a weekend?
If you request a loan on a Saturday or Sunday the funds will be received by Tuesday.
What is the cost to me?
The finance charge for a loan is $30 for every $100 borrowed. If you cannot pay the loan on your next pay date, then you will be charged finance charges. To find out these charges, please see our cash advance APR disclosure. For extensions there is a $30 charge for every $100 borrowed.
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