Payday Loan News

Credit Card Charges compared to Payday Loans

  • November 8th, 2005

Has anyone ever taken a look at the costs that people pay for credit card charges in comparison to the fees being paid on payday loans? If you really compare the late fees associated with both they are about the same except that payday loans have alot more bad press. Unlike payday loans if you had bad credit you can still get a cash advance without having to pay a deposit. For someone who has bad credit, they most likely do not have alot of money and how can they be expected to put up a few hundred dollars when they already have alot of debt?

Are Cash Advances Good for the Military Personnel

  • November 2nd, 2005

Many people in the military do not earn enough money to properly support themselves. Alot of them turn to cash advance companies so they can get money to pay bills, etc. It is my belief that maybe these people would be served better if the government maybe made some other option available to them or if payday loan companies could charge lower fees since they have good job security and it is more likely the loan will be paid back on time. This is just my opinion, but I am sure that many other people feel this way.

Anything good to say about cash advances

  • October 28th, 2005

Over the last few years all we have seen is people bad mouthing the industry and describing how predatory the companies in the industry are. Well I was curious if anyone had something good to say about payday loans? Have you had a good experience with a payday loan or did you get one that actually provide more benefit than waiting till payday? If so let us know some general details and we may just post it on our site. It will be added privately and your information will not be disclosed. Contact for more details.

Is Limiting Competition Good for the Cash Advance Industry?

  • October 24th, 2005

Recently Arizona legislators have been talking about limiting the distance between payday loan companies. Is this a good idea? I mean competition is what thrives businesses and if you limit just how far these stores can be from each other, isnt that a local monolopy. This will result in service that is less than spectacular for borrowers. Not only that but more competition means better deals for consumers. When you have a strangle on a certian area you do not have to make yourself better or work on making your product cheaper. Unlike other industries, there are no set prices and this results in unfavorable results for consumers.

Limiting the Distance between Cash Advance Stores

  • October 19th, 2005

Recently there is legislation to limit the distance between cash advances stores in Arizona. This can only mean that the people of Arizona have been getting a record amount of payday loans. This tactic is used for adult places that I will not mention here. This law would be good for competition of these stores but also could lead to less competitve fees on loans since most people are not able to travel to obtain a loan. In my opinion its a good law only if you provide strict regulation of the fees that can be charged for a cash advance. Again a cash advance is good tool when used properly.

The Internet for all your loan needs

  • October 17th, 2005

People who gets loans online often are very savvy shoppers. There are some things that as a borrower you need to be aware of when you decide to become one of these savvy people.

1. Never get a loan from a company that does not provide a way to contact them whether it be through a form, email, or phone number.
2. Always make sure that your personal information such as your SS#, bank info, is processed by a secure application. A secure application will either show a lock in the lower left hand corner of the page or the URL should start with https://
3. Be a savy shopper
4. Read the fine print.

These are just two simple rules you can follow in order to get the best loan online whether it be a payday loan or mortgage

Emails from Payday Loan Companies

  • October 5th, 2005

So many companies are sending unsolicited emails for payday loans that people are starting to get really upset. As a loan company we see that borrowers are not interested in getting emails and that when they want a payday loan they wil go online and find a company that they can use. If you want to stop receiving these emails from loan companies, just go to the bottom of the email and click the remove link. It should take about a week for them to stop sending them , if you get them again. Send them an email or call them, they dont want to send you emails if you dont want them.

USA payday Advance Blog is online

  • October 3rd, 2005

Our blog has been launched to provide our customers and partners with a way to communicate their needs and comments about our services and the entire industry in general. Feel free to comment at any time and check back for the latest news on and the entire payday industry.

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