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Credit Card Charges compared to Payday Loans

  • November 8th, 2005

Has anyone ever taken a look at the costs that people pay for credit card charges in comparison to the fees being paid on payday loans? If you really compare the late fees associated with both they are about the same except that payday loans have alot more bad press. Unlike payday loans if you had bad credit you can still get a cash advance without having to pay a deposit. For someone who has bad credit, they most likely do not have alot of money and how can they be expected to put up a few hundred dollars when they already have alot of debt?

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